presumptive disability

presumptive disability
страх., мед. предполагаемая нетрудоспособность* (состояние застрахованного, при котором он по определению считается полностью нетрудоспособным и имеет право на получение полной выплаты по страхованию от нетрудоспособности; к таким состояниям обычно относят полную потерю зрения, слуха, речи либо потерю двух конечностей)
See:

Англо-русский экономический словарь.

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